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And, as the economy goes, so go mortgage rates.

10 months ago, mortgage rates shot forward to start the year. This is because expectations were high for a strong economic rebound. Conforming and FHA rates crossed 5 percent at the time and were headed toward six.By mid-April, though, it was clear that economic data was falling short of predictions. As a result, mortgage rates declined, kicking off the 2011 Refi Boom. Then, by August, on ongoing economic softness, mortgage rates in Georgia fell further, making new all-time lows.

Expectations for a recovery have returned. Rates are now rising.

Last week's strong jobs report sparked hope for the U.S. economy and investors have been voting with their dollars. Mortgage rates are now up 7 consecutive days and Friday's Retail Sales report could cement the trend.If you're shopping mortgage rates today, there's risk in "floating". You may want to lock your rate before Friday's Retail Sales report drives rates even higher.

About us:
Capital City Mortgage Investments was formed in 1994 and is Georgia's most reliable lender. What makes us so great? How have we been able to survive the banking crisis? Our customers! We are shaped by our customers. Our customer service is second to none and we thrive to accomplish in hours what some lenders take days or even weeks to accomplish. We also understand the tough credit issues that hurt many borrowers. For 17 years we have served Atlanta and customers around Georgia specialized in the following types of Georgia Jumbo mortgages and Atlanta throughout Georgia FHA USDA VA

Mortgage loan services:

Lowest Atlanta Jumbo Rates, with 90% LTV with no MI

Short sales no problem

NO closing Costs options

Free JUMBO GA Mortgage Rate quotes

Purchase Loans with Low Down payment

FHA VA USDA HARP

FHA Refinance loans NO Income mortgage Verification available NO Appraisal

Special Jumbo loans with low closing costs

Construction to Perm

Credit Scores to 600

Finance More than four investor properties up to 10 non- owner properties

Commercial Loans to $20,000,000 with www.emortgageco.com

Free Mortgage Calculators