U.S. Department of Housing and Urban Development (HUD)

1-800-569-4287

State of Georgia

http://portal.hud.gov/portal/page/portal/HUD/states/georgia

Programs:

203H (Disaster loan insurance), 203K and Streamline K (Rehab loan insurance) and 203B (regular Mortgage insurance); and FHA’s loss mitigation (Special Forbearance Agreement, Loan Modification, Partial Claim, Pre-foreclosure Sale and Deed In Lieu) and FHA’s Making Homes Affordable Program.

http://www.hud.gov/info/disasterresources_dev.cfm

HUD-Approved Housing Counselors:

http://www.hud.gov/local/ga/homeownership/hsgcounseling.cfm

U.S. Small Business Administration (SBA)

SBA Customer Service Center

1-800-659-2955

Monday-Friday 8:00am-6:00pm

Programs:

Low-Interest Disaster Loans for Homeowners, Renters and Businesses of All Sizes

www.sba.gov/services/disasterassistance

U.S. Internal Revenue Service (IRS)

Sandra Adams

404-338-7905

IRS Disaster Relief for Georgia Severe Storm and Flood Victims:

http://www.irs.gov/newsroom/article/0,,id=213657,00.html

Federal Reserve Bank of Atlanta

Sibyl S. Slade
Senior Regional Community Development Manager
Federal Reserve Bank of Atlanta

404-498-7242

Sibyl.Slade@atl.frb.org

Programs:

Disaster Planning, Recovery, and Rebuilding

http://www.frbatlanta.org/commdev/disaster_planning_recovery_and_rebuilding.cfm

The Federal Deposit Insurance Corporation (FDIC)

Atlanta Community Affairs Staff 678-916-2200

Programs:

The FDIC Money Smart Financial Education Program http://www.fdic.gov/consumers/consumer/moneysmart

The FDIC Foreclosure Prevention  

http://www.fdic.gov/consumers/loans/prevention/toolkit.html

PEMCO, Ltd.

Shannon Judd

Georgia NSP Coordinator

404-214-6481

sjudd@pemco-limited.com

www.hudpemco.com

Programs:

Purchase HUD homes with 100 down payment.  HUD allows for 3% closing cost contribution and will pay up to 5% commission.  1000 sales allowance for buyer on a property within the first 30 days of list. 203K rehab loans allow buyer to purchase and remodel house.  Works in conjunction with the 203 H disaster victim loan which allows for 100% financing.  Neighborhood Stabilization Program opportunities to purchase fully renovated homes from federally funded local municipalities and they will provide forgivable down payment assistance.  Various programs throughout the state but the region most represented by Cobb NSP at www.buycobb.com or Northwest Georgia Regional Commission being represented by Cobb Housing Inc www.cobbhousinginc.org. 

Georgia Department of Community Affairs

Angela Gregory

404-679-4847

angela.gregory@dca.ga.gov

Programs:

Georgia Dream http://www.dca.ga.gov/housing/Homeownership/programs/downloads/GADreamBrochure.pdf

GeorgiaHousingSearch - www.georgiahousingsearch.org

Georgia Dream Disaster Program http://www.dca.ga.gov/housing/Homeownership/programs/downloads/PLUSDisasterAreas.pdf

Cobb Disaster Recover

770-739-9537

www.cobbrecovery.org

Programs:

Residents who have any unmet needs which include meeting temporary housing, repair/rebuilding, support service needs or other needs can contact Cobb Disaster Recovery to discuss these needs with case managers.